Apply for Sub-Prime Auto Financing at Pat Lobb's Toyota of McKinney

If you have a less than perfect credit score and are wondering how to apply for bad credit car loans so you can drive home in a new or used Toyota, contact Pat Lobb's Toyota of McKinney in McKinney, TX today! Our Toyota team has a wealth of information to share, and we are eager to help you explore all the sub-prime auto loans available! Head over to our convenient location to browse our inventory in-person today or take advantage of our easy-to-navigate website to get your new or pre-owned Toyota search started now! Our friendly professionals will review the specifications of the ride you're interested in and get you set up for an exhilarating test drive you won't soon forget. Drop by our finance department after your test drive to meet with one of our professionals and review the car loan process. We can't wait to get you into the new Toyota you've been wanting, with the help of a car loan that improves your credit score over time!

Factors that Determine Your Loan Eligibility

Lenders look at a variety of factors when reviewing your information and determining your loan eligibility, send over a completed credit application to express your interest in a loan today. Our team will run a credit check and contact our lenders, reviewing:
  • Your credit rating and where it falls on the credit score spectrum
  • The amount of money you'd like to borrow
  • Your ability to pay that borrowed amount back over your loan term
  • The type of vehicle you're interested in
  • Past financial records, such as repossessions, divorces, etc.
Our dealership has made many resources available right here on our website. Take some time to explore the information we've put forth or submit your completed application now. We have many rebates and financial programs to make use of as well, so check back on our website frequently so you never miss an opportunity to save!

Once our Toyota dealership has gathered a range of options to choose from, we'll be in touch to discuss all the details! Allow our team to review the credit terms of each so that you can make an informed decision that benefits your financial standing. Pat Lobb's Toyota of McKinney takes your well-being into account at all times and will never present you with options that stretch your bank account. Instead, we'll work to ensure you can establish a credit score you can be proud of, one that will rebuild over time.

Contact Pat Lobb's Toyota of McKinney Today

From bad credit car loans to purchase assistance and even Toyota repairs, our dealership in McKinney, TX is here to assist! Talk to us about the new Toyota you'd like to take home, our staff will work tirelessly to make that dream a reality!

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