Financing with Pat Lobb Toyota of McKinney

Pat Lobb Toyota of McKinney takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Pat Lobb Toyota of McKinney Vehicle?

Both financing and leasing have their own sets of perks, but which path is best for you? Well, that depends on your preferences. When you buy a car, it's yours once you pay off the loan and you can build equity. Leasing, on the other hand, offers lower monthly payments and more opportunities to drive brand-new Toyota models every few years. We can provide you with more details so that you can enjoy the utmost confidence in your decision to go with an auto loan or lease, so we encourage you to reach out to us to learn more.

Take the Guesswork Out of Vehicle Financing with Pat Lobb Toyota of McKinney
Browse the collections of available new and used models here at Pat Lobb Toyota of McKinney. When you're ready to start the test drive and financing phase of your journey, visit us near Dallas. We look forward to helping you tailor your perfect payment plan and making the entire process painless and easier to understand. You can even get started online, before you even stop in, by filling out your application paperwork ahead of time using the convenient tools on our website. Fill it out soon and let's get started on your path towards a new vehicle.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Pat Lobb Toyota of McKinney can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

We know that you love Toyota models, and we can understand the appeal. These models are known for their longevity and style, plus they're affordable so our McKinney TX, Plano TX and Lewisville TX customers can make the most of their busy schedules. If you have found a model that suits your needs, or you are just beginning your quest, consider what your financing options might be.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Your privacy is important to us.

Pat Lobb Toyota of McKinney takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Pat Lobb Toyota of McKinney

    3350 S. CENTRAL EXPRESSWAY
    McKinney, TX 75070

    • Sales: (469) 676-8024
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Get in Touch

  • Contact our Sales Department at: (469) 676-8024
  • Monday8:30am - 9:00pm
  • Tuesday8:30am - 9:00pm
  • Wednesday8:30am - 9:00pm
  • Thursday8:30am - 9:00pm
  • Friday8:30am - 9:00pm
  • Saturday8:30am - 9:00pm
  • SundayClosed