No Social No Problem! We have banks specialised for ITIN No Social Security Number

Did you know that you can finance or lease a vehicle at Pat Lobb Toyota of McKinney without a social security number? It's possible at our dealership in McKinney, also serving the Allen, Richardson, Frisco, and Plano area, with an Individual Taxpayer Identification Number (ITIN).

Just like United States citizens use a social security number to file their taxes, foreigners working in the U.S. use an IRS issued ITIN.

How do I use an ITIN to lease or finance a car

Visit the IRS website for application instructions. Once you have been assigned your ITIN number, start building your credit score. This will show potential lenders that you are capable of paying on a lease or loan.You can also try to find lenders who work with buyers and lessees with minimal credit, however, a better credit score will lead to better loan and lease offers.

Applying for a loan or lease with an ITIN at Pat Lobb Toyota of McKinney

When you are ready to find your next car, we recommend you to browse our inventory at Pat Lobb Toyota of McKinney in McKinney, not far from Allen, where you'll find a great selection of Toyota cars, trucks, SUVs, and vans. Once you've decided on a vehicle, bring your ITIN to our dealership where our finance team will assist you with finding the loan or lease terms that work with your budget.

Contact us by phone, email or stop by our dealership if you have any additional questions about applying for a car loan or lease with an ITIN. We'll be happy to assist you!